The Government's against your life expectancy.
Upon request of a Personal_Earnings_and_Benefit_Estimate_Statement, you get a nicely printed form of your contributions and expected benefits from the Social_Security_Administration, which also indicates your "Full Retirement Age".
Social_Security_Full_Retirement and Reductions_by_Age provides a table of "Year of Birth" vs "Full Retirement Age"; plus Age 62 "early retirement" Reduction factors.

"As a general rule, early retirement will give you about the same total Social Security benefits over your lifetime, but in smaller amounts to take into account the longer period you will receive them."



Use
TAB key
instead of
RETURN		 A calculator of your approximate benefits versus your longevity.
Enter your birth Year:
and your projected "Full Retirement" Social Security
monthly earnings. 1648
if you begin withdrawing at: standard disclaimers apply,
ad nauseam...

this data is hypothetical,
and not necessarily
complete or accurate!

do not operate under
the influence of ...

you have been notified
Age:
62 years 		"Full Retirement Age"
years & months 		Age:
70 years
then your approximate monthly benefits are:
$ $ $
click on one of the following:

for % inflation ( COLA )
help
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by gtman 1109 August 27, 2009 9:08 AM EDT
If there is anyone out there that doesn't know this, this is the best visual presentation
.... Now don't be mad at old people, just remember who did this.......

Franklin Delano Roosevelt (Terms of Office March 4, 1933, to April 12, 1945),
a Democrat, introduced the Social Security (FICA) Program.. He Promised:
1.) That participation in the Program would be Completely voluntary,
2.) That the participants would only have to pay 1% of the first $1,400 of their annual Incomes into the Program,
3.) That the money the participants elected to put Into the Program would be deductible from Their income for tax purposes each year,
4.) That the money the participants put into the Independent 'Trust Fund' rather than into the General operating fund, and therefore, would Only be used to fund the Social Security Retirement Program, and no other Government program, and
5.) That the annuity payments to the retirees would never be taxed as income.

Since many of us have paid into FICA for years and are now receiving a Social Security check every month -- and then finding that we are getting taxed on 85% of the money we paid to the Federal government to 'Put Away' -- you may be interested in the following:

----------THEN---------------------------------------------------

Dwight David Eisenhower 34th. President, Republican, Term Of Office: January 20, 1953 to January 20, 1961

Insert by Vincent Peter Render, If I recall correctly, 1958 is the first year that Congress, not President Eisenhower,
voted to remove funds from Social Security and put it into the General Fund for Congress to spend.
If I recall correctly, it was a democratically controlled Congress.
From what I understand, Congress' logic at that time was that there was so much money in Social Security Fund that it would never run out / be used up for the purpose it was intended / set aside for.

-------------WORSE STILL------------------------------------------------

Lyndon Baines Johnson 36th. President,Democrat Term Of Office: November 22, 1963 to January 20, 1969

--------------------------------------------------------------------
Question: Which Political Party took Social Security from the Independent 'Trust Fund'
and put it into the General Fund so that Congress could spend it?
Answer: It was Lyndon B. Johnson (36th. President, Democrat,Term of Office: November 22,1963
to January 20, 1969) and the democratically Controlled House and Senate.

--------------------------------------------------------------------
Question: Which Political Party eliminated the income tax Deduction for Social Security (FICA) withholding?
Answer: The Democratic Party.
-----------------------------------------------------------------------
William Jefferson Clinton (Bill Clinton) 42nd. President Democrat Term of Office: January 20, 1993 to January 20, 2001
Albert Arnold Gore, Jr. (Al Gore) 45th. Vice President
Democrat Term of Office: January 20, 1993 to January 20, 2001
-----------------------------------------------------------------------
Question: Which Political Party started taxing Social Security annuities?
Answer: The Democratic Party, with Albert Arnold Gore, Jr. (Al Gore) [Vice President Term of Office: January 10, 1993 to January 20, 2001] casting the 'tie-breaking' deciding vote as President of the Senate, while he was Vice President of the US ..

------------------THE STRAW THAT BROKE THE CAMEL'S BACK !!-------------------------------------------------

James Earl Carter, Jr (Jimmy Carter) 39th President, Democrat Term of Office: January 20, 1977 to January 20, 1981
Question: Which Political Party decided to start giving Annuity payments to immigrants?
AND MY FAVORITE:
ANSWER: That's right! JAMES EARL CARTER, JR. (JIMMY CARTER) (DEMOCRAT, TERM OF OFFICE: JANUARY 20, 1977 TO JANUARY 20, 1981 AND THE DEMOCRATIC PARTY.
IMMIGRANTS MOVED INTO THIS COUNTRY, AND AT AGE 65, BEGAN TO RECEIVE SOCIAL SECURITY PAYMENTS: THE DEMOCRATIC PARTY GAVE THESE PAYMENTS TO THEM, EVEN THOUGH THEY NEVER PAID A DIME INTO IT!

Have you ever seen a Jack-ass eating briers...!

----------------------------------------------------------------------

Then, after violating the original contract (FICA), the Democrats turn around and tell you that the Republicans want to take your Social Security away!

And the worst part about it is uninformed citizens believe it!

----------------------------------------------------------------------

Thomas Jefferson 3rd. President, Democrat Term of Office: January 20, 1777 to January 20, 1781
"A government big enough to give you everything you want, is strong enough to take everything you have". Thomas Jefferson